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Peterkin Agency

We protect the things that matter most

It's not just your house.... It's your home. We are here to protect it. 

Documentation Items for Insurance

Homeowners Insurance Documents

Personal Information

  • Full Legal Name 
  • Date of Birth 
  • Social Security Number (for credit-based insurance scores) 
  • Contact Details (phone number, email address) 
  • Relationship to the Property (e.g., owner, tenant) 
  • Marital Status 
  • Names of Other Occupants (including children, roommates) 
  • Pet Information (type and breed, especially for dogs) 
  • Prior Insurance Claims History (typically from the past 5 years) 
  • Previous Insurance Carrier Information 

Property Details

 

  • Property Address 
  • Year Built 
  • Construction Type (e.g., frame, masonry) 
  • Roof Details (age, material, condition) 
  • Plumbing, Electrical, and HVAC System Details 
  • Security Features (alarms, deadbolts, surveillance systems) 

Financial and Legal Documents

 

  • Mortgage Information (lender name, loan number) 
  • Recent Home Appraisal or Inspection Reports 
  • Wind Mitigation Inspection Report (especially in hurricane-prone areas like Florida) 
  • Four-Point Inspection Report (often required for homes over 30 years old) 
  • Flood Elevation Certificate (if applicable) 
  • Current Insurance Declarations Page (if switching providers) 


Auto Insurance Documents

Personal Information

  • Full Legal Name 
  • Date of Birth 
  • Driver’s License Number and State of Issue: Essential for verifying your driving history. 
  • Social Security Number: Some insurers may request this for credit-based insurance scoring, which can influence your premium in many states.  
  • Contact Details: Phone number and email address. 
  • Residential Address: Your primary residence, as location affects insurance rates. 

Vehicle Information

 

  • Vehicle Identification Number (VIN): A unique 17-character code identifying your vehicle. 
  • Year, Make, and Model: Details about your car's specifications. 
  • Odometer Reading: Current mileage of the vehicle. 
  • Vehicle Usage: Information on whether the car is used for commuting, business, or leisure, and average annual mileage. 
  • Ownership Status: Indicate if the car is owned, financed, or leased. 

Driving History

 

  • List of All Drivers: Names, dates of birth, and driver’s license numbers for all household members who will be covered. 
  • Driving Records: Details of any accidents, violations, or claims in the past 3–5 years. 
  • Motor Vehicle Report (MVR): Some insurers may request this to assess your driving history.  
  • Current or Previous Insurance Policy: Declarations page showing coverage details and limits. 
  • Lapse in Coverage: Information on any gaps in insurance coverage. 
  • SR-22 or FR-44 Form: If required due to 

Add a footnote if this applies to your business


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